Taking Action and Giving Advice

The availability of services can seriously impact on people's choices, affecting their income. Changes to the benefit system, limited housing options and the increased cost of living are the realities that more and more people are having to deal with.

Financial Action and Advice Derbyshire's (FAAD) work aims to help provide solutions to people who are struggling financially.

FAAD is a network of Derbyshire wide organisations committed to tackling financial exclusion. It has delivered a successful Big Lottery funded project over the last three years, engaging more than 1,500 16 to 18 years olds in financial education. FAAD has trained 660 frontline workers in 'debt awareness and signposting' in addition to one-off sessions for young people and their foster carers.

Food Banks

In Derbyshire 17% of children and 14% of older people live in low income households. (Derbyshire Observatory)

Over 23,000 people in Derbyshire used a food bank in 2016. FAAD will be supporting and evaluating a new service, Food Bank Plus, helping 9 food banks to provide new services.

The Money House

The Money House is an accredited 'tenancy ready' programme for young people aged 17-24 planning a transition to independent living, whether from foster care, residential care or supported accommodation. It hopes to ensure that young people are better able to budget and manage their money effectively, improve their financial resilience and reduce the risk of rent arrears, eviction and subsequent homelessness.

For more information on The Money House and how to refer and young person, click here.

Benefit Sanctions

FAAD carried out research into the impact of benefit sanctions which was published in 2016. It clearly shows that the process of referring claimants for sanction, the review of a claimants position is harsh and the negative impact on health and finances of claimants is significant. Sanctions also stretch already scarce resources across support services in the statutory and voluntary sector. An additional burden on the system.

The full report and the executive summary can be viewed and downloaded below:

Executive Summary

Full Report